What is a Reverse Mortgage Lender?

Reverse Mortgage Lenders

A reverse mortgage lender is any lender that is approved to offer FHA HECM loans. Not all lenders in the US are authorized to participate, and not all who could be authorized choose to enroll. It is a voluntary program. However, only authorized reverse mortgage lenders can offer FHA-insured reverse mortgages. However, the term can also apply to lenders who offer proprietary reverse mortgages, so the use of this term is not a guarantee that a lender has FHA approval.


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