What is the Federal Housing Administration (FHA)?

Federal Housing Administration (FHA) Definition

The Federal Housing Administration is the single largest insurer of home mortgages in the world. Founded in the 1930s, the FHA continues to help buyers with low credit scores and little money for a down payment get into homes. In addition, the FHA is the single largest securer for reverse mortgages, making the vast majority of reverse mortgages in the United States FHA loans (HECM reverse mortgages and HECM reverse to purchase loans).


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